Trusted by 15,000+ people
Trusted by 15,000+ people
Fatbike Insurance
Attention:You can only insure your fatbike at the time of purchase. It is not possible to take out insurance afterward!
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Theft + comprehensive coverage from €3 per month
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First 3 years 100% of the insured amount in case of theft
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Worldwide coverage in all EU countries, Switzerland, and the UK
Prize calculated within 10 seconds
Insurance
Your estimated premium is € -.-- per month
View all fatbikes →Why choose insurance?
Insured
Theft: 100% of the insured amount for the first 3 years
Damage caused by accident, vandalism, or self-inflicted
Theft from a locked building or vehicle (with signs of forced entry)
Worldwide coverage in all EU countries, Switzerland, and the UK
Battery theft (if secured with a battery lock and visible break-in damage)
Not insured
Theft without ART-2 certified lock or GPS tracker
Damage due to wear or misuse
Battery theft if the bike was left outside at night (10:00 PM - 7:00 AM)
Fatbikes faster than 25 km/h or with throttle above 6 km/h
View insurable fatbikes
Ready to insure your fatbike?
Buy your fatbike at GoFatbike.nl and insure it immediately against theft and damage. Starting from €3 per month.
Choose your Fatbike
Choose the perfect fatbike at GoFatbike.nl. Our range varies from entry-level models to premium fatbikes with powerful motors and long battery life. When making your choice, consider the motor, battery capacity, and extra features such as suspension and hydraulic disc brakes.
Add an ART-2 Lock
An ART-2 certified lock is required for the insurance. For fatbikes valued up to 5,000, one ART-2 lock is sufficient. For values above 5,000, two ART-2 certified locks are mandatory. If a ring lock does not fit, use an ART-2 chain or folding lock and secure your bike to a fixed object. Note: the insert chain does not count as a second lock.
Add a GPS tracker
An approved GPS tracker with an active tracking subscription is mandatory for fatbikes. The tracker is installed by us and allows you to immediately trace your fatbike in case of theft. Without a functioning tracker or active tracking subscription, no compensation will be paid out in the event of theft.
Choose your Coverage
During checkout, you choose your desired coverage: theft only, or theft + comprehensive (damage). You can optionally extend the comprehensive coverage with 24/7 roadside assistance for €45 for 3 years. Your premium is calculated immediately based on the new price and your postal code. You can choose between a continuous insurance or a 36-month term.
Complete Your Order
Check your order: fatbike, ART lock, GPS tracker, and insurance. After payment, you will receive a confirmation immediately. The installment amount includes 21% insurance tax. After 36 months, you will receive a non-binding renewal offer.
Free Delivery and Assembly
We fully assemble your fatbike and install the GPS tracker. Our own delivery drivers will deliver your fatbike to your home free of charge and ready to ride. This way, you can set off immediately and worry-free.
Why insure through GoFatbike.nl?
Why a Fatbike Insurance is Essential
Insure your fatbike? You can do that with us for a low premium! A fatbike is not just any bike. With its wide tires and robust appearance, this e-bike immediately stands out. Unfortunately, so does it to thieves. The high purchase price makes a fatbike an attractive target and a valuable possession.
Fatbikes are becoming increasingly popular, but that popularity also has a downside: fatbikes are stolen surprisingly often. A good insurance is therefore not a luxury, but a bitter necessity. Your home insurance does not cover theft outside the home.
The combination of an ART-2 certified lock and a GPS tracker provides a double layer of security. In case of theft, the recovery service can immediately locate and retrieve your fatbike.
Tires and Benefits
How much does a fatbike insurance cost?
The cost of fatbike insurance depends on the value of your fatbike, your place of residence, and the type of coverage you choose. On average, premiums range between €3 and €12 per month. Through GoFatbike.nl, you can calculate your exact premium immediately.
You can choose between a continuous insurance or insurance with a 36-month term. After 36 months, you will receive a non-binding renewal offer. The installment amount includes 21% insurance tax. The comprehensive coverage can optionally be extended with 24/7 roadside assistance in all EU countries, Switzerland, and the United Kingdom for €45 for 3 years.
We collaborate with large and reputable insurance companies that have proven experience in two-wheeler insurance. This ensures you excellent service and fast theft and damage handling.
